Track subscriptions, bills, loans, memberships, and recurring expenses in one place — then let AI uncover savings opportunities automatically.
Built for the subscriptions and payments you already use
Subscriptions renew quietly. Bills arrive at different times. Streaming, AI tools, insurance, loans, memberships, and utilities all add up — and most people never see the full picture.
Average annual subscription spend per household
People forget at least one recurring payment each year
Place to track subscriptions, bills, loans, and budgets
Surprise fees when you stay ahead of every renewal
See every subscription, bill, and loan in a single view. Know exactly what's due, when, and how much you're spending — month over month.
Understand your spending with a financial health score, budget breakdown, and concentration analysis across every category.
Personalized financial guidance powered by your real recurring payment data — not generic advice.
Natural language questions answered using your actual payment history and patterns.
Spot overlapping services in the same category you might be paying for twice.
Proactive savings suggestions before charges hit — not after they've already cleared.
Discover exactly how much you could save by reviewing optional or unused subscriptions.
See which single categories dominate your budget and flag high-risk concentration.
Know your cash flow 30 and 90 days out. No more end-of-month payment surprises.
Stay ahead with upcoming payment views, cash flow projections, and renewal timelines so nothing catches you off guard.
Visualize upcoming payments with a built-in calendar designed for recurring expenses.
Start free. Upgrade when you're ready for the full picture.
Join the Vellor early access list and get Pro free for your first 3 months.
